Important Resources

Resources pertaining to Talking ATM can be downloaded from this section. Also download key circulars issued by RBI, IBA and BCSBI regarding extending banking services to persons with disabilities.

User Manual on Talking ATM published by Union Bank of India

• Download Accessible PDF format 3rd edition of User Manual on Talking ATM (English)
• Download DAISY format 3rd edition of User Manual on Talking ATM (English) (.rar file)

Video Demonstration of Talking ATM

• Watch a 2 Minute video of an user operating Union Bank Talking ATM available on Youtube
• Watch android app Talking ATM Locator usage demo on Youtube

Audio Demonstration of Talking ATM

We are providing below sample audios only for familiarization purpose. There will be very few variations in the operation depend on ATM models and manufacturers. However all are following a standard workflow. Please refer Talking ATM user manual for understanding these differences.

• Talking ATM Balance enquiry operation (mp3 file)
• Talking ATM Cash withdrawal operation (mp3 file)
• Talking ATM PIN change operation (mp3 file)

What is NOT a talking ATM?

Difference between talking ATM for blind and partial voice guidance on an ATM for general public (pdf file)

Banks with Talking ATM Machines

Please note this is not intended as a complete list nor is it an endorsement of banks that are listed.

• Union Bank of India
• State Bank of India and its Associate Banks
• Bank of Baroda
• Corporation Bank
• Citibank
• HSBC
• Kashi Gomti Samyut Gramin Bank
• Standard Chartered Bank India
• Deutsche Bank
• ICICI Bank

Rules and Regulations Related to Inclusive Banking Compiled by Talking ATM India

Handbook of Rules and Directives for Persons with Disabilities Bank Customers (pdf file)

Reserve Bank of India (RBI) Circulars

• RBI Master Circular on Customer Service in Banks dated 1 July 2014 (pdf file)
• RBI circular Banking Facilities To The Visually Challenged dated 4 June 2008 (pdf file)
• RBI circular Need for Bank Branches ATMs To Be Made Accessible to Persons with Disabilities dated 13 April 2009 (pdf file)
• RBI circular Banking Facilities to Visually Challenged Persons With Disabilities dated 5 September 2012 (pdf file)
• RBI circular Need for Bank Branches ATMs To Be Made Accessible To Persons With Disabilities dated 21 May 2014 (pdf file)
• RBI circular Need for Bank Branches ATMs To Be Made Accessible To Persons With Disabilities dated 11 June 2014 (pdf file)

Indian Banks Association (IBA) Circulars

• IBA guidelines providing banking facilities to visually impaired persons dated 18 November2008 (pdf file)
• IBA standards on Accessible ATM dated 27 February 2013 (pdf file)
• IBA poster to be displayed at the entrance of talking ATMs dated 16 January 2014 (pdf file)

Banking Codes and Standards Board of India (BCSBI) Code

BCSBI code of banks commitment to customers dated January 2014 (pdf file)